Tuesday, 18 September 2018

How To Be Financially Free Early On In Life

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Let's face it, there's nothing more frustrating than growing up in the social media run society that we live in now without having the money to match. There are so many things that we require and want as a young person, like the best phone to stay connected, the best outfits to inspire, and the best outings to talk about, but unfortunately, all of these things require money, and it can be a lot to keep up with, especially when you're younger and don't yet have all the necessary means as someone older might have. Not to worry though, you can still be financially free, but you just need to be motivated enough.

Here are some ideas that you can follow to help you out...

A Loan
Taking out a loan is a very big decision that not enough people take the time to think about. Yes, it's a quick fix to have a sum of money fast, but if you're not responsible in the making, then you may end up owing a lot of money to a lot of people, and also be left with a bad credit score. This is why it's so important you do the necessary research and read the small print about the interest rates, as they all vary and have different rules depending on who you shop with. If you don't have the best credit history but need money, then you will have to find a secured loan for bad credit, as they take the time to really listen to your circumstances and give you the benefit of the doubt.

Get A Job
The real world means getting out of the house and getting a job like everyone else has to in order to make an income every month, unless, of course, you have a debilitating illness, or a personal reason as to why you can't go to work. So, have a think about what skills and talent you can offer to potential employers, and then create yourself a decent CV, showcasing everything that you can do, and any experience to back it up. Then, hop online and apply to as many different jobs as you can find - the more the better, as then it's essentially a waiting game to get an email back for an interview. It's important to stay focused, and don't get too deflated if you don't hear back. It's not the end of the world though! You just need to keep trying until someone eventually realises your potential. I've personally had quite a few setbacks recently, but I'm going to keep going until someone recognises what I can offer their company, and then I'm sure I'll be even more grateful for that particular opportunity.

Sell Your Things
If you have a fairly substantial collection of items that you no longer use, be it clothes, shoes, or any old gadgets, then rather than allowing them to take up space in your room - sell them. There are so many platforms online nowadays, from social media, to sites like eBay and Amazon, so there's no reason as to why you won't sell your unwanted goods. Just be sure to take some good pictures, as people like to see exactly what they are buying, along with a description, and then put it out there and see what happens. Remembers, one girl's junk is another girl's treasure. Who knows, you could end up racking up quite a decent amount of cash!

What do you do if you're having financial difficulties? Are you a spender or a saver?

Lots of love always,

*Please note that this is a collaborative post*


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