Sunday, 11 March 2018

Money Matters Now More Than Ever*


Living a cost-effective life nowadays is hard for all of us, unless we are somehow born into a miraculously rich, and famous family (the Kardashians *cough cough*). Chances are that everybody has to worry about money on a weekly, if not, daily basis, and it's becoming all the more consuming as time goes on.

I was recently contacted by Beth from Nebula, who has created a brand new, up and coming business idea alongside her co-founder, which can help you with all of your cash related concerns. I'll be talking more about it later on in this post, so keep your eyes peeled to find out the details, or alternatively, click on the above link to have a little look for yourselves! 

I have watched countless documentaries over the past few months about homelessness, and teenagers living below the breadline within the UK, and personal debt is becoming increasingly common amongst our nation. There are people who are struggling to put food on the table, and those who can no longer keep a roof over their families heads. We are living within the 21st century, and yet financial education is still not spoken about enough. That's a real, life threatening problem. 

According to statistics from The Guardian, 1 in 5 people are financially illiterate, and they are simply incapable of grasping basic shopping conundrums. I fear that I would personally fit into that figure myself, due to the lack of education that I've received throughout my life on money management. Those of us who are growing up within today's society are facing immense pressure to buy from the latest brands that are dubbed the 'best', and near enough everything that we want to do costs thousands of pounds once you add it all up! 

In 2014, finance was supposed to become a compulsory part of the curriculum for secondary schools within the UK (excluding academies, and free schools), but, according to further research from The Guardian, around 35-45% of schools were actually delivering financial education back then, and it's estimated that even now, only about 40% are doing so. Us students need information about loans, mortgages, interest rates, and credit cards, as otherwise, we will only be able to learn from our mistakes, which is an incredibly worrying thought, but one that can so easily be prevented.

However, we can all breathe a sigh of relief, because help is at hand. Nebula Webinars is an education startup, and the founders are launching a course in the Spring that breaks down basic economics, and personal finance for teenagers. The aim of this online finance course is to teach teenagers how to become more independent, and more intellectually aware when it comes to money, and to not rely on their parents income when they fly the nest, take responsibility, and successfully stick to budgets, as well as understand how to never fall prey to dodgy credit cards, which will only have a negative effect in the long run! If you want to make your purchase now, you can do so at the pre-sale price of just £20. Now, that's what I call proper value for what you pay. 

You can also sign up for the newsletter here if you want all the latest Nebula news each Sunday!

Before you finish reading this post, it would be super helpful for the co-founders to have your feedback through this survey, which only takes you 1 minute! 

Are you going to be checking out this course? Do you believe that money matters now more than ever?

Lots of love always,


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